Terms & Conditions
Last updated: June 2026
These Terms & Conditions govern your use of the J&A Legacy Group website and the insurance brokerage services we offer. By accessing the site or requesting a quote, you accept these terms.
Acceptance of terms
By using this site you confirm that you are at least 18 years old and that the information you provide is true and accurate.
Our services
J&A Legacy Group is an insurance agency that helps you compare and purchase auto, home, health, and commercial policies with partner carriers. We act as intermediaries; policies are issued by the respective insurance companies.
Quotes
Quotes are estimates subject to verification, underwriting, and carrier approval. They are not a binding offer of coverage and do not guarantee a final price.
Use of the site
You agree not to use the site fraudulently or interfere with its operation. Content, branding, and logos are property of J&A Legacy Group and may not be reproduced without authorization.
Limitation of liability
The site is provided "as is." To the extent permitted by law, J&A Legacy Group is not liable for indirect damages arising from use of the site or the information presented.
Governing law
These terms are governed by the laws of the State of Florida, USA. Any dispute shall be resolved in the competent courts of Miami-Dade, Florida.
Contact
J&A Legacy Group · 13255 SW 137 Ave. Suite #207, Miami, FL 33186 · (305) 640-1209 · a.perdomo@univistainsurance.com